All the fashion editors are saying the same thing: the recession is teaching us to concentrate on buying a few key pieces for the season and to accessorise,  accessorise,  accessorise rather than buy lots of different items that will be worn for only a few short months, or even weeks!

And by accessories they mean more than just bags or boots.  They mean jewellery too.

Here are my top ten tips for choosing jewellery that will give your look a stylish update without breaking the bank:

1)       Do not be tempted by cheap mass produced ‘fashion’ jewellery.  It won’t last and you’ll be sick of it after just a few wears.

2)       Make sure your jewellery suits you.  If you are big busted, go for necklaces that stop before your heaving bosom – or land well beyond it.

3)       Never wear a chain so it pokes over the top of a roll neck jumper.  That is just wrong.  Keep it hidden next to your skin and wear a long chunky necklace over the top instead.

4)       If you are not too confident about your neck, buy necklaces that sit below your collarbone to draw the eye downwards.  If your neck is one of your best assets, show it off with a shorter necklace or choker.

5)       Choose jewellery in semi-precious stones in colours that complement your clothes or look good against your skin.

6)       Be different.  Choose unique handmade items.  There are loads online, from the quirky (try etsy.com or folksy.co.uk) to the more sophisticated (such as at www.didihandmadejewellery.co.uk).

7)       The simplest outfit can be dressed up with a stunning necklace.  No-one will notice if you are wearing the same dress or shirt as last year if you are wearing a lovely necklace with it.  It is the jewellery they will notice.

8)       Add a bracelet or two so that you are constantly cheered up by the sight of it as you work.  Remember – others see your earrings or your necklace but you see your bracelets all the time!

9)      Buy jewellery with a story.  Rather than saying – oh, I got this at the mall or department store, much more interesting for you to be able to say – oh, I found this great jewellery designer online – this is the only one of its kind!

10)    Go for quality – semi-precious stones are better than plastic or glass for the ultimate style statement and you can add to your collection as your budget allows. 

Jewellery has an amazing ability to lift an old outfit or to add that special something to show off a new one.  It is the ultimate accessory and you don’t have to wait until your birthday to treat yourself!

Didy Ward is a freelance report writer and jewellery maker. She is based in Suffolk, in the UK and each of her jewellery designs is unique, inspired by the coasts and countryside of East Anglia. To learn more visit www.didihandmadejewellery.co.uk.

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